ADVICE ARTICLES
Welcome to the Advice area. Here you can read general advice articles on money topics – including tips and tricks to saving money, managing loans and where to source the best currency services. Note that the articles provided here are not intended to provide personal financial advice.
 Do You Need a Consolidation Loan?27 January 2012 Which Way to Pay Owing money to lots of different lenders can be hard to keep up with; different amounts, different deadlines, different interest rates. A consolidation loan could really help to take the pressure of you and your finances. Read More >> |
 Is Your Credit Rating Standing Between You And The Cash You Need?23 January 2012 Which Way to Pay In most instances a low credit rating will prevent you from getting a loan that you really need, especially from banks. You don’t have to be penalised for a poor credit history. Read More >> |
 How to Choose the Right Car Loan for You18 January 2012 Which Way to Pay Getting a car can be an expensive step. Whether you are looking for a new or used car, there are specialist car loan companies that can offer competitive rates and terms. Read More >> |
 How To Cut Costs In Your Business10 January 2012 Which Way to Pay Business credit cards offer business owners a unique opportunity to build business credit which will come in hand if you hope to expand your business in the future and are looking to apply for a loan as a good business credit card rating will put you in good stead to realise your business aspirations. Read More >> |
 How To Get A Credit Card With Poor Credit06 January 2012 Which Way to Pay Poor credit rating cards are ideal for people who have been rejected from other card providers and in addition they have the features of a normal credit card. Read More >> |
 Why Take Out a Personal Loan?04 January 2012 Which Way to Pay A personal loan is granted for personal use, is usually unsecured, which means you don’t need any collateral to be approved, and based on the borrower’s ability to pay. Read More >> |
 Consolidation Loan Explained21 December 2011 Which Way to Pay There are various things you can do if you are struggling with debt. One of the most common remedies is a consolidation loan. This is a loan which enables you to pay off all of your existing creditors, thus leaving you with one lower monthly repayment. Read More >> |
 Positive Data Sees TSX and Loonie Rise21 December 2011 Which Way to Pay The Canadian dollar saw gains of nearly a cent, along with the TSX index closing up almost 200 points as new confidence in the eurozone grew as well as positive inflation data released yesterday. The S&P/TSX composite index gained 193.73 points or about 1.7%, taking it up to 11,733.43. Read More >> |
 Payday Loans Explained!20 December 2011 Which Way to Pay If you are short of cash and can’t wait for your next payday, then a payday loan could be the answer. These loans are designed especially for people who need to borrow a relatively small amount of money for a short time. Read More >> |
 Want to Get Out of Debt?19 December 2011 Which Way to Pay Being in debt can take over your whole life. The worry over meeting repayments, escalating interest rates and in severe cases the bailiffs knocking on the door. It is also easy to feel isolated if you don’t know where to go for help. There is no need to feel like this however, as there are lots of different solutions to your debt problems. Read More >> |
 Want to Repair Your Credit Rating?16 December 2011 Which Way to Pay It might seem illogical to repair your credit rating with a loan, but this is a great way to go about it. With a credit repair loan, you can improve your rating with very little effort on your part. Read More >> |
 What Rewards Can You Get with Your Credit Card?15 December 2011 Which Way to Pay Most of us have a credit card as it’s an easy and cheap way to borrow money short term and keep your finances ticking over. Normal credit cards are accepted all over the world, allow you to take cash out of ATMs, pay low interest and insure when buying online. Read More >> |
 Save Money on Gas!13 December 2011 Which Way to Pay The price of fuel has gone up all over the world recently, Canada included. It sometimes feels like there is little we can do about our vast outgoings, but when it comes to the amount of money we spend on fuel, there are things you can do to keep costs down. Read More >> |
 Save Up to $2500 a Year on Lunch!07 December 2011 Which Way to Pay We are all guilty of spending too much money on lunch during the week. Whether you are really busy or just like something nice for lunch to look forward to, paying for food really mounts up. If you spend on average $10 a day on lunch, snacks or coffee, this amounts to $2500 a year! Read More >> |
 How a Payday Loan Could Help06 December 2011 Which Way to Pay We all have those months where our wages simply aren’t enough, especially if you are confronted with an unexpected bill, car repair or other expense. Payday loans are one such loan that has exploded onto the market in recent years. Read More >> |
 Save Up to $2500 a Year on Lunch!05 December 2011 Which Way to Pay We are all guilty of spending too much money on lunch during the week. Whether you are really busy or just like something nice for lunch to look forward to, paying for food really mounts up. If you spend on average $10 a day on lunch, snacks or coffee, this amounts to $2500 a year! Read More >> |
 5 Fees and Charges to Avoid!02 December 2011 Which Way to Pay All of our finances are feeling the strain at the moment. With everything costing so much and many of us experiencing freezes in pay, none of us can afford to waste money on charges or fees that we can potentially avoid. Some of these are really easy to avoid, you just have to be aware of them. Read More >> |
 Get a Payday Loan Today01 December 2011 Which Way to Pay Short of cash? Can’t wait until your next paycheque? Then a payday loan could be the answer! These loans are designed to help you out until you next get paid. This means that you can borrow anything up to $1500 for a couple of weeks to a month. Read More >> |
 In Debt? Get a Consolidation Loan!30 November 2011 Which Way to Pay Having large debts can be extremely stressful; it’s easy to lose sleep over owing big sums of money. If you have got to the point of no return and need help managing your debts, then a consolidation loan could be the answer to your prayers. Read More >> |
 Cycle to Work and Start Saving Money Today!29 November 2011 Which Way to Pay No one like commuting to work; whether you sit in traffic for ages, or get the crowded subway or bus, travelling at the same time in the same way as everyone else eats time out of out working week. Have you thought about cycling to work? Read More >> |
 Start Saving on Gas Today!28 November 2011 Which Way to Pay With our cars guzzling more and more gas, and the price going up and up, we all want to save money on filling up the tank wherever we can. Just follow these simple tips to start saving money today. Read More >> |
 Need Identity Theft Protection?25 November 2011 Which Way to Pay The way in which we bank is getting more and more technologically advanced. Although this has a plethora of advantages, it also means that your details can be more easily stolen and used by thieves. Read More >> |
 Start Saving Money on Food Today!24 November 2011 Which Way to Pay Spending money on food can seem like it’s never ending. Every day most of us will buy something for breakfast, lunch or dinner, and it really mounts up. If you feel like you’re spending too much money on food, then these tips will help you start saving today. Read More >> |
 Save Money on Your Energy Bill!23 November 2011 Which Way to Pay The price of energy is on the up, and it doesn’t seem that our increasing bills will let up any time soon. As many of us are having to live off a lower disposable income, it’s important to keep unnecessary expenses to a minimum so that we can afford the standard of living we have become accustomed to. Read More >> |
 Do You Need a Consolidation Loan?22 November 2011 Which Way to Pay If you’re in debt, then you know how stressful it can be. Owing money to lots of different lenders can be hard to keep up with; different amounts, different deadlines, different interest rates. A consolidation loan could really help to take the pressure of you and your finances. Read More >> |
 Payday Loans Explained!21 November 2011 Which Way to Pay Everyone has had those months when you just don’t have enough money to see you through until next payday. This is what payday loans are designed for; these loans allow you to borrow a relatively small sum of money for a short period of time to get you through the rest of the month. Read More >> |
 5 Fees and Charges You Can Easily Avoid!18 November 2011 Which Way to Pay None of us can really afford to waste money at the moment, especially not on fees and charges. By being aware of where these fees and charges lie, you can avoid paying when you don’t have to. Here are 5 basic fees that are easily dodged! Read More >> |
 Teach Your Kids About the Value of Money17 November 2011 Which Way to Pay Many of us are not able to spend as much time with our children as we might want to. Working hard to provide your children with everything they need is very important, but it can mean we can indulge them to appease our guilt over not spending enough time with them. Read More >> |
 Start Saving Money on Food Now!16 November 2011 Which Way to Pay One of our biggest outgoings is food. Prices are high and it is after all an unavoidable expense. Although buying food is something everyone has to do, there ways of doing it cheaply and saving money. Read More >> |
 Sort Your Debts with a Consolidation Loan Today!15 November 2011 Which Way to Pay The pressures of being in debt can get to anyone. Ignoring the problem only makes it worse, but admitting you have a problem can be a hard pill to swallow. Read More >> |
 Run Out of Cash? Get a Payday Loan Today14 November 2011 Which Way to Pay If you are running out of money in a given month, and can’t get the cash you need from a friend or relative, then a payday loan could help you out. Whether you just run out of money before payday, or need a lump sum to pay an unexpected bill, then a payday loan can get you the cash you need on the same day as you apply. Read More >> |
 5 Tips to Save Money on Gasoline11 November 2011 Which Way to Pay As the price of gasoline goes up, many of us are not reducing the amount of time we spend in the car, so we are simply paying more. Saving gas is a great place to start, and it’s good for the environment! Read More >> |
 Cycle to Work and Start Saving Money Today!09 November 2011 Which Way to Pay The daily grind of travelling to work can be exhausting. If you travel by car, then you know how much time you can spend sitting in rush hour traffic. So why not cycle to work? It’s free, apart from the bike, and it’s good for you! Read More >> |
 How Keeping a Diary Could Save you Thousands of Dollars08 November 2011 Which Way to Pay It can be difficult to identify the weaknesses in your finances, especially if you are busy with work and home life. Saving money is not easy as prices rise and pay is frozen. A great place to start is to keep a diary of all your outgoings. Read More >> |
 Need Some Money Fast? Get a Payday Loan Today!07 November 2011 Which Way to Pay We all have those months where your money just won’t stretch far enough. Whatever the reason for this, be it an unexpected bill, an expensive weekend or a car repair, it can be hard to find the extra cash when you need it the most. Here is where a payday loan could get you out of a tight corner. Read More >> |
 5 Fees and Charges to Avoid!03 November 2011 Which Way to Pay Wasting money is simply not an option at the moment. Here are five of the most common fees and charges to avoid. Read More >> |
 Save Thousands of Dollars Every Year on Lunch!02 November 2011 Which Way to Pay It might be hard to believe, but you could save thousands of dollars every year just on lunch! Having a nice lunch, snack or drink at work can make the long day go a little quicker, but are often pricey. Read More >> |
 Mounting Debts? Get a Consolidation Loan Today!01 November 2011 Which Way to Pay Being in debt is no fun at all, especially if you have high monthly outgoings to more than one creditor. A consolidation loan could be the answer to your troubles! These loans make it possible to pay off all of your debts at once, so only owe one creditor. Read More >> |
 How Healthy Living Could Save you Money!31 October 2011 Which Way to Pay We all want to save money, but it’s hard to see where to cut back sometimes. A great place for us to start is by looking at our lifestyles. Whatever your luxury or indulgence is, there are ways of cutting back that will often benefit your health as well as your bank balance. Read More >> |
 Get a Payday Loan Today!28 October 2011 Which Way to Pay If you simply don’t have enough money to get through until next payday, then a payday loan could be the answer. Whether you get a unexpectedly big bill through the door, or your car breaks down, these loans offer and fast and easy way to get hold of some cash. Read More >> |
 Want to Rethink your Spending Patterns but don’t Know Where to Start?27 October 2011 Which Way to Pay It’s coming to a point in the current state of both our domestic and the global economy where we all have to think about our spending habits and patterns and perhaps tighten things up a bit. Read More >> |
 Need to Repair Your Credit Rating? Get a Credit Repair Loan!26 October 2011 Which Way to Pay If you have a bad credit rating, then you know how difficult it can make your financial life. A poor credit rating will make all forms of borrowing more difficult, and often more expensive. This is where a credit repair loan comes in. Read More >> |
 Cycle to Work and Save Thousands of Dollars a Year!25 October 2011 Which Way to Pay We could all do with saving some money at the moment. As the future of the global economy hangs in the balance, none of us can afford to waste any cash. It may be time to make some changes to our lifestyles in order to maintain other luxuries we have become accustomed to. Read More >> |
 Keep a Financial Diary and Start Saving Today24 October 2011 Which Way to Pay We all want to plug the holes in our personal finances, but it can be difficult and overwhelming to know where to start. If you feel like you are not in control of your money, then a great place to start is by keeping a financial diary. Read More >> |
 You Could Save $2000 a Year on Lunch!21 October 2011 Which Way to Pay We all have extremely busy lives and our paycheques are increasingly expected to stretch further and further. If you don’t have a lot of time to shake up your personal finances and change bad spending habits, then there is one thing you can do to save money with little effort. Read More >> |
 Start Saving Money on Gas Today!18 October 2011 Which Way to Pay The price of gas is getting ridiculous, and it’s often painful to fill up the tank when you see how much it costs. It can feel like a hopeless situation and something you have to deal with if you want to keep driving. Read More >> |
 Need Some Cash Quick? Get a Payday Loan!17 October 2011 Which Way to Pay With the cost of living on the up, more and more of us are having those months where our paycheque just won’t stretch far enough. Borrowing from the bank has become more difficult since the financial crisis and recession. Read More >> |
 Debts Piling Up? Get a Consolidation Loan!14 October 2011 Which Way to Pay We all have debts at one point or another, but sometimes they can really mount up. If you’re struggling with debt and are really feeling the financial pressure then it might be time to do something about it. Read More >> |
 Get Healthy and Save Money!13 October 2011 Which Way to Pay For most of us, the two things in life that we worry about most are money and health. Trying to save money and trying to be healthy are not an easy battle, but there are certain things you can do to kill two birds with one stone. Just by making a few small changes, you could really benefit your health and your bank balance. Follow these tips to start saving today! Read More >> |
 Get Identity Theft Protection Today!12 October 2011 Which Way to Pay Identity theft is the fastest growing crime in the world. Although revolutionised ways in which we bank have made our lives easier, many of the technological ways in which we deal with our money can put our personal details at risk of being stolen. This is where identity theft protection comes in. Read More >> |
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