Cash Back Plus Platinum MasterCard
 |  | Variable 19.8% | Ask on Application | No | Up to 2% | Variable 19.8% | Variable 19.8% | Variable 19.8% | No |  |
The Capital One Cash Back Plus Platinum MasterCard allows you to earn cash back quickly and gives you the option to choose when and how to redeem. There is no cash back limit. You can choose to get a cheque or statement credit and your rewards are not capped. This product is perfect if you like earning cash back and have a minimum household income of $60k.
DETAIL INFORMATION >> | ServicesServices1. People who like earning cash back
2. $60k minimum household income
3. Don't carry a balance
AdvantagesAdvantages1. Earn cash back quickly
2. Earn up to 2% cash back on net purchases
3. No limit to the amount of cash back you can earn
4. Redeem anytime your cash rewards balance is $15 or more
5. Choose how you'd like your cash - cheque or statement credit"
DisadvantagesDisadvantages1. Transactions that aren't eligible for cash back are cash advances, balance transfers or other access cheque transactions (including but not limited to Purchase Cheques, Special Offer Cheques, or other similar cheques). Also, you won't accumulate cash back for fees or finance charges.
2. Not available to residents of QC, NT, NU or YT.
3. Annual fee is $99 |
Provincial Trust
 | | 0.00% | Up to $7,500 | No | N/A | 0.00% | 0.00% | 0.00% | No | |
The Provincial Trust Gold Card gives you a 0% APR which is fixed forever. All credit types are accepted and you will receive guaranteed. You can apply online by completing the 60 second online application form.
DETAIL INFORMATION >> | ServicesServices1. Accepts Mastercard or Visa.
2. All credit types accepted.
3. 60 second online application
AdvantagesAdvantages1. Guaranteed approval.
2. No credit checks.
3. Credit line of $7,500.
4. Credit line increases available.
DisadvantagesDisadvantages1. This card can only be used to shop at the Provincial Trust Shopping Club Web Site.
2. Inactivity Fee $19.95
3. The total enrollment fee is $129.95.
4. Monthly membership fee is $19.95 per month, every month thereafter |
Gold MasterCard with an 11.9% interest rate.
 | | 11.9% | Ask on application | No | 1% | 19.8% | 11.9% for 3 years | 11.9% for 3 years | No | |
The Capital One Gold MasterCard with an 11.9% interest Rate offers a great low rate on purchases and balance transfers for three years. This card is perfect for you if you have good credit. You can save money when you transfer high-interest debt with their no-fee balance transfer service on the online application form.
DETAIL INFORMATION >> | ServicesServices1. Wants to save money on interest payments
AdvantagesAdvantages1. Annual interest rate for cash advances is 19.8%
2. Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
3. After that your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers
4. Save money when you transfer high-interest debt with our no-fee balance transfer service
5. Subject to credit Approval
DisadvantagesDisadvantages1. The annual fee is $19.00 |
Aspire Gold MasterCard
 | | 19.8% | Ask on application | No | N/A | 19.8% | 19.8% | 19.8% | No | |
The Aspire Gold MasterCard gives you rewards for everything you but. This rewards card gives you 1 reward mile for every $1 you spend on purchases. There is no annual fee with this card.
DETAIL INFORMATION >> | ServicesServices1. People who like earning rewards
2. $30k minimum household income
3. Don't carry a balance
AdvantagesAdvantages1. Earn reward miles - with no annual fee
2. No Annual Fee
3. Earn 1 reward mile for every $1 spent on everything you buy
4. 5,000 bonus reward miles with your first purchase
5. 1,000 anniversary bonus reward miles every year
6. Redeem for travel, cash, merchandise or gift cards
DisadvantagesDisadvantages1. Not available to residents of QC, NT, NU or YT.
|
Guaranteed MasterCard
| | 19.8% | Ask on application | No | Ask on application | 19.8% | 19.8% | 19.8% | No | |
The Capital One Guaranteed MasterCard is perfect for people who need to build or strengthen their credit history. You will pay an annual fee of $59.00 and receive an annual interest rate of 19.8%.
DETAIL INFORMATION >> | ServicesServices1. 24/7 Customer Service
2. $0 Fraud Liability
AdvantagesAdvantages1. May help you strengthen your credit history
2. 24/7 customer service online or by phone
3. $0 fraud liability for unauthorized use
DisadvantagesDisadvantages1. Annual fee is $59.00 |
Life Credit Card
 |  | 16.9% - 24.0% | Subject to status | Yes | N/A | 27.9% | 18.9%-26.9% | 16.9% - 24.0% | Yes | |
A brand new offer from MBNA - the Rate for Life credit card. Apply now and receive a special promotional APR of 5.9% for the life of the balance of the card! Other features to this card include online banking so that you can view and manage your account plus extra secureity thanks to Verified by Visa TM.
DETAIL INFORMATION >> | ServicesServicesGreat for consolidating
AdvantagesAdvantagesLow promotional rate
Great for consolidating/organizing finances
DisadvantagesDisadvantagesIntroductory rate only applies to transactions made within the first 60 days of the account opening
Thereafter APR is 16.9% typical variable |
Delta SkyMiles World MasterCard Capital One
 | | 19.8% | Ask on application | No | N/A | 19.8% | 19.8% | 19.8% | No | |
Finally a credit card for Canadians Watch your Delta miles add up faster. You can get 25,000 bonus Delta miles with your first purchase, plus valuable World MasterCard Benefits.
DETAIL INFORMATION >> | ServicesServicesEarn 2,500 bonus Delta miles on your account anniversary, every year
AdvantagesAdvantages1. Finally a credit card for Canadians - Watch your Delta miles add up faster!
2. Get 25,000 bonus Delta miles with first purchase
3. Earn 2 Delta miles for every $1 you spend on Delta purchases
4. Earn 1 Delta mile per $1 for all other net purchases
5. Earn 2,500 bonus Delta miles on your account anniversary, every year.
6. Get 2,500 bonus Delta miles by adding an authorized user
7. PLUS valuable World MasterCard Benefits
DisadvantagesDisadvantages1. Annual Fees are $120.00 |
Guaranteed Secured MasterCard
 | | 19.8% | $0 | No | N/A | 19.8% | 19.8% | 19.8% | No | |
The Capital One Guaranteed Secured MasterCard gives you guaranteed access to credit. The difference between this card and a regular credit card I that you need to provide security funds as collateral before you can receive your card and access your credit.
DETAIL INFORMATION >> | ServicesServices1. Security funds as low as $75 or $300 this is determined after youre approved
2. Credit limit of $300 or more
3. Your security funds are fully refundable if you ever decide to close your account just make sure your MasterCard balance is paid in full and your account is in good standing
AdvantagesAdvantages1. Guaranteed Approval
2. May help you establish or re-establish your credit history
3. $0 fraud liability for unauthorized use
DisadvantagesDisadvantages1. Annual Fees are $59.00.
2. Not available to residents of QC, NT, NU or YT. |
Cash Back Gold MasterCard
 | | 19.8% | Ask on application | No | 1% | 19.8% | 19.8% | 19.8% | No | |
The Capital One Cash Back Gold MasterCard gives you up to 1% cash back on net purchases. There is no limit to the amount of cash that you can earn and you are able to add an authorized user for $0. There is no annual fee for this credit card account.
DETAIL INFORMATION >> | ServicesServices1. Up to 1% cash back on net purchases
2. No limit to the amount of cash you can earn
3. Add an authorized user for $0
AdvantagesAdvantages1. Earn cash back quickly and pay no annual fee
2. No annual fee
3. Earn up to 1% cash back on purchases
4. No limit to the amount of cash you can earn
5. Redeem anytime your cash rewards balance is $15 or more
6. Choose how you'd like your cash - cheque or statement credit
DisadvantagesDisadvantages1. Not available to residents of QC, NT, NU or YT.
|
Delta SkyMiles Gold MasterCard Capital One
 | | 19.8% | Ask on application | No | N/A | 19.8% | 19.8% | 19.8% | No | |
Delta SkyMiles Gold MasterCard Capital One gives you the advantage of earning on everything you buy! You can receive 2,500 bonus Delta miles with your first purchase plus you will receive Gold MasterCard Benefits.
DETAIL INFORMATION >> | ServicesServices2,500 bonus Delta miles with first purchase
AdvantagesAdvantages1. Earn on everything you buy, plus:
2. 2,500 bonus Delta miles with first purchase
3. 1 Delta miles for every $1 you spend on Delta purchases
4. 1 Delta mile per $2 for all other net purchases
5. PLUS Gold MasterCard Benefits
DisadvantagesDisadvantages1. No Intro APR |
Low Rate Guaranteed Secured MasterCard
 | | 14.9% | $0 | No | N/A | 19.8% | 14.9% | 14.9% | No | |
The Capital One Low Rate Guaranteed Secured MasterCard offers a low interest rate that can save you money in interest payments. With this credit card you need to provide security funds as collateral before you can receive the card and access your credit. This card is perfect for people who need to establish their credit history.
DETAIL INFORMATION >> | ServicesServices1. Security funds as low as $75 or $300 this is determined after youre approved
2. Credit limit of $300 or more
3. Your security funds are fully refundable if you ever decide to close your account just make sure your balance is paid in full and your account is in good standing
AdvantagesAdvantages1. Guaranteed Approval
2. Low rate on purchases and balance transfers
3. May help you establish or re-establish your credit history
DisadvantagesDisadvantages1. Not available to residents of QC, NT, NU or YT.
2. Annual fee of $69 |
Low Rate Guaranteed MasterCard
| | 14.9% | Ask on application | No | Ask on application | 19.8% | 14.9% | 14.9% | Yes | |
The Capital Low Rate Guaranteed MasterCard gives you guaranteed access to credit with a low long-term rate. You receive access to credit that can help you build or strengthen your credit history as Capital One will report your payment history to the credit bureaus every month.
DETAIL INFORMATION >> | ServicesServices1. Low rate of 14.9% on purchases and balance transfers
2. Guaranteed credit card approval
3. Access to credit that can help you build or strengthen your credit history
AdvantagesAdvantages1. Low rate on purchases and balance transfers
2. May help you strengthen your credit history
3. $0 fraud liability for unauthorized use
DisadvantagesDisadvantages1. Not available to residents of QC, NT, NU or YT.
2. Annual fee is $79 |
Aspire World MasterCard
 | | 19.8% | Ask on application | No | N/A | 19.8% | 19.8% | 19.8% | No | |
The Aspire World MasterCard allows you to earn 2 reward miles for every $1 on everything you buy. No matter where you use your card, you will always earn 2 reward miles per dollar spent. You will also receive 35,000 bonus reward miles on your first purchase and 10,000 anniversary bonus reward miles every year.
DETAIL INFORMATION >> | ServicesServices35,000 bonus reward miles with your first purchase
AdvantagesAdvantages1. Earn more reward miles - on everything you buy!
2. Earn 2 reward mile for every $1 spent - on everything you buy
3. 35,000 bonus reward miles with your first purchase
4. 10,000 anniversary bonus reward miles every year
5. Redeem for travel, cash, merchandise or gift cards
6. World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance
DisadvantagesDisadvantages1. Not available to residents of QC, NT, NU or YT.
2. There is an annual fee |
SmartLine Platinum MasterCard
 | | 5.99% for 3 years | Ask on application | No | 1% | 19.8% | 5.99% for 3 years | 5.99% for 3 years | No | |
Capital One claim that The SmartLine Platinum card is their best credit card with a low annual interest rate of 5.99% on purchases and balance transfers. You receive this great low rate for three years guaranteed.
DETAIL INFORMATION >> | ServicesServicesYou can add Reward Miles or 1% Cash Back to your low rate card for an annual fee of only $99.
AdvantagesAdvantages1. No Annual Fee, Annual interest rate for cash advances is 19.8%
2. Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
3. After that your rate will stay low and become a variable rate of Prime +3.75% on purchases and balance transfers
4. Save money when you transfer high-interest debt with our no-fee balance transfer service
5. Subject to credit approval
DisadvantagesDisadvantages1. Not available to residents of QC, NT, NU or YT.
|
HSBC MasterCard
 | | 19.9% | Ask on application | Yes | 1% | 19.9% | 19.9% | 19.9% | No | |
The HSBC Mastercard offers you the flexibility to choose services and rewards that are best suited to you needs. You can choose the rewards that are right for you including the HSBC Cash Back Rewards and the HSBC Travel and Merchandise Rewards Program.
DETAIL INFORMATION >> | ServicesServices1. Your minimum payment will be the greater of 3% of the outstanding balance owing as shown on your monthly statement, or $10.
AdvantagesAdvantages1. Low Interest Rate Option also available (not available in the province of Quebec)
2. Extended Warranty Insurance
3. Add Low Interest Rate Option and other fee-based options
4. Add HSBC Cash Back or HSBC Travel & Merchandise Rewards Program for $35 annually per Card
DisadvantagesDisadvantages1. Your interest rate(s) will increase by an additional 5% per annum if you do not pay the minimum Payment Due by the due date.
2. Low Interest Rate Option is not available in the Province of Quebec |
