Gold MasterCard®: 11.9%
 |  | 11.9% for 3 years | $19.00 p.a. | Ask on application | Yes | 1% | 19.8% | 11.9% for 3 years | 11.9% for 3 years | No |  |
Compared to other credit cards the Capital One Gold MasterCard with an 11.9% interest Rate offers a great low rate on purchases and balance transfers for three years. This credit card is perfect for you if you have good credit. You can save money when you transfer high-interest debt with their no-fee balance transfer service on the online application form. The annual fee is $19.00.You can add Reward Miles or 1% Cash Back to your low rate card for an annual fee of only $99.
DETAIL INFORMATION >> | ServicesServices1. Wants to save money on interest payments
AdvantagesAdvantages1. Annual interest rate for cash advances is 19.8%
2. Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
3. After that your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers
4. Save money when you transfer high-interest debt with our no-fee balance transfer service
DisadvantagesDisadvantages1. The annual fee is $19.00 |
American Express Air Miles Platinum Credit Card
 |  | 19.99% | First Year Free; $65 Annual Fee thereafter | Varies | No | N/A | 19.99% | 19.99% | 19.99% | No | |
American Express Air Miles Platinum credit cards give you 1 reward mile for every $10 in card purchases at AIR MILES sponsors and 1 reward mile for every $15 in card purchases everywhere else. Receive receive a Welcome Bonus of 500 reward miles the first time you use the Card, when you apply online by March 28, 2011.
DETAIL INFORMATION >> | ServicesServices1. 1 reward mile for every $10 in Card purchases at AIR MILES Sponsors.
2. 1 reward mile for every $15 in Card purchases everywhere else.
AdvantagesAdvantages1. 500 Bonus reward miles
2. You can earn DOUBLE reward miles on eligible gas and grocery purchases charged to your Card for the first 6 months of Card Membership.
3. Purchase Protection Plan
4. Car Rental Theft and Damage Insurance
DisadvantagesDisadvantages1. $50 annual fee
2. You must have a personal annual income of $15,000 or more
3. Funds advances, interest, balance transfers, Amex cheques, annual fees, other fees, and charges for travelers cheques and foreign currencies are not purchases and do not qualify for reward miles. |
Aspire™ Travel Platinum MasterCard®
 | | Prime +16.8% | $0.00 p.a. | Ask on application | No | N/A | Prime + 16.8% | Prime + 16.8% | Prime + 16.8% | No | |
The Aspire Travel Platinum MasterCard gives you rewards for everything. This rewards card gives you 1 reward mile for every $1 you spend on purchases. There is no annual fee with this card.
DETAIL INFORMATION >> | ServicesServices1. People who like earning rewards
2. $30k minimum household income
3. Don't carry a balance
AdvantagesAdvantages1. Earn reward miles - with no annual fee
2. No Annual Fee
3. Earn 1 reward mile for every $1 spent on everything you buy
4. 5,000 bonus reward miles with your first purchase
5. 1,000 anniversary bonus reward miles every year
6. Redeem for travel, cash, merchandise or gift cards
DisadvantagesDisadvantages1. You must earn over $30k to be eligible |
Guaranteed MasterCard
 | | 19.8% | $59.00 p.a. | Ask on application | Yes | Ask on application | 19.8% | 19.8% | 19.8% | No | |
The Capital One Guaranteed MasterCard is perfect for people who need to build or strengthen their credit history. You will pay an annual fee of $59.00 and receive an annual interest rate of 19.8%.
DETAIL INFORMATION >> | ServicesServices1. 24/7 Customer Service
2. $0 Fraud Liability
AdvantagesAdvantages1. May help you strengthen your credit history
2. 24/7 customer service online or by phone
3. $0 fraud liability for unauthorized use
4. Security funds not required, unless we contact you.
DisadvantagesDisadvantages1. Annual fee is $59.00 |
Delta SkyMiles World MasterCard Capital One
 | | 19.8% | $120.00 p.a | Ask on application | No | N/A | 19.8% | 19.8% | 19.8% | No | |
Finally a credit card for Canadians – Watch your Delta miles add up – faster. You can get 25,000 bonus Delta miles with your first purchase, plus valuable World MasterCard Benefits. Annual Fees are $120.00.
DETAIL INFORMATION >> | ServicesServicesEarn 2,500 bonus Delta miles on your account anniversary, every year
AdvantagesAdvantages1. Finally a credit card for Canadians - Watch your Delta miles add up – faster!
2. Get 25,000 bonus Delta miles with first purchase
3. Earn 2 Delta miles for every $1 you spend on Delta purchases
4. Earn 1 Delta mile per $1 for all other net purchases
5. Earn 2,500 bonus Delta miles on your account anniversary, every year.
6. Get 2,500 bonus Delta miles by adding an authorized user
7. PLUS – valuable World MasterCard Benefits
DisadvantagesDisadvantages1. Annual Fees are $120.00 |
Guaranteed Secured MasterCard
 | | 19.8% | $59.00 p.a. | $0 | No | N/A | 19.8% | 19.8% | 19.8% | No | |
The Capital One guaranteed Secured MasterCard if perfect for people who need to establish their credit history. Receive a credit limit of $300 or more and security fund as low as $75 or $300 – this is determined after you’re approved. There is an annual fee of $59.
DETAIL INFORMATION >> | ServicesServices1. Security funds as low as $75 or $300 – this is determined after you’re approved
2. Credit limit of $300 or more
3. Your security funds are fully refundable if you ever decide to close your account – just make sure your MasterCard balance is paid in full and your account is in good standing
AdvantagesAdvantages1. Guaranteed Approval
2. May help you establish or re-establish your credit history
3. $0 fraud liability for unauthorized use
DisadvantagesDisadvantages1. Annual Fees are $59.00. |
Black Card
 |  | 14.99% | $495 annual fee | Ask on application | No | N/A | 25.24% | 0% (15 months) 15.99% p.a. | 14.99% | No | |
For those who demand only the best of what life has to offer, the Visa Black Card is for you. The Black Card is not just another piece of plastic. Made with carbon, it is the ultimate buying tool.
DETAIL INFORMATION >> | ServicesServices1. Limited Membership
2. 24-Hour Concierge Service
3. Exclusive Rewards Program
4. Unlimited VIP Airport Lounge Visits
5. Luxury Gifts
6. Patent Pending Carbon Card
AdvantagesAdvantages1. Limited Membership
2. 24-Hour Concierge Service
3. Exclusive Rewards Program
4. Unlimited VIP Airport Lounge Visits
5. Luxury Gifts
6. Patent Pending Carbon Card
DisadvantagesDisadvantages1. We may end your Introductory APR and apply the Penalty APR if you make a late payment.
2. Late Payment Fee: Up to $35 ($15 for residents of Iowa at time of account opening).
3. Returned Payment: Up to $35 ($15 for residents of Iowa at time of account opening). |
Low Rate Guaranteed Secured MasterCard
 | | 14.9% | $69 p.a | $0 | No | N/A | 19.8% | 14.9% | 14.9% | No | |
The Capital One Low Rate Guaranteed Secured MasterCard offers a low interest rate that can save you money in interest payments. With this credit card you need to provide security funds as collateral before you can receive the card and access your credit. This card is perfect for people who need to establish their credit history. Annual fee of $69.
DETAIL INFORMATION >> | ServicesServices1. Security funds as low as $75 or $300 – this is determined after you’re approved
2. Credit limit of $300 or more
3. Your security funds are fully refundable if you ever decide to close your account – just make sure your balance is paid in full and your account is in good standing
AdvantagesAdvantages1. Guaranteed Approval
2. Low rate on purchases and balance transfers
3. May help you establish or re-establish your credit history
Security funds not required, unless we contact you.
DisadvantagesDisadvantages1. Annual fee of $69 |
Low Rate Guaranteed MasterCard
 | | 14.9% | $79 p.a | Ask on application | Yes | Ask on application | 19.8% | 14.9% | 14.9% | Yes | |
With The Capital One Low Rate Guaranteed MasterCard you are guaranteed access on credit with a low long-term rate. This card rates well among credit cards for bad credit is perfect if you need to build or strengthen your credit. The annual fee for this credit card is $79.
DETAIL INFORMATION >> | ServicesServices1. Low rate of 14.9% on purchases and balance transfers
2. Guaranteed credit card approval
3. Access to credit that can help you build or strengthen your credit history
AdvantagesAdvantages1. Low rate on purchases and balance transfers
2. May help you strengthen your credit history
3. $0 fraud liability for unauthorized use
4. Security funds not required, unless we contact you.
DisadvantagesDisadvantages1. Annual fee is $79 |
Aspire Travel World MasterCard
 | | Prime +16.8% | $120 p.a. | Ask on application | No | N/A | Prime +16.8% | Prime +16.8% | Prime +16.8% | No | |
The Aspire Travel World MasterCard allows you to earn 2 reward miles for every $1 on everything you buy. No matter where you use your card, you will always earn 2 reward miles per dollar spent. You will also receive 35,000 bonus reward miles on your first purchase and 10,000 anniversary bonus reward miles every year. There is an annual fee of $120.
DETAIL INFORMATION >> | ServicesServices35,000 bonus reward miles with your first purchase
AdvantagesAdvantages1. Earn more reward miles - on everything you buy!
2. Earn 2 reward mile for every $1 spent - on everything you buy
3. 35,000 bonus reward miles with your first purchase
4. 10,000 anniversary bonus reward miles every year
5. Redeem for travel, cash, merchandise or gift cards
6. World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance
DisadvantagesDisadvantages1. There is an annual fee |
SmartLine™ Platinum MasterCard
 | | 5.99% for 3 years | $0.00 p.a | Ask on application | Yes | 1% | 19.8% | 5.99% for 3 years | 5.99% for 3 years | No | |
Capital One claim that The SmartLine Platinum card is their best credit card with a low annual interest rate of 5.99% on purchases and balance transfers. You receive this great low rate for three years – guaranteed. There is no annual fee for this card.
DETAIL INFORMATION >> | ServicesServicesYou can add Reward Miles or 1% Cash Back to your low-rate card for an annual fee of only $99
AdvantagesAdvantages1. No Annual Fee, Annual interest rate for cash advances is 19.8%
2. Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
3. After 3 years your rate will stay low and become a variable rate of Prime +4.99% on purchases and balance transfers
4. Save money when you transfer high-interest debt with our no-fee balance transfer service
DisadvantagesDisadvantages1. After 3 years APR increases |
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