CREDIT REPORTS

Below you can view a range of firms that can offer access to your personal credit report. By subscribing to the monthly credit report service they offer, you can stay up to date with what is inside your file. Lenders and other financial institutions will use your credit file to help with checks to decide if they will take you on as a customer, so it is a good idea to make sure that your file is up to date and that any mistakes are corrected as soon as possible.

Another factor you can take steps to prevent is identity fraud. Millions of Canadians have their identity stolen and used for criminal activity without noticing for a while – by checking your credit report you can make sure that there is nothing untoward going on with your personal details.

Credit Reports Information

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Enquiry Line: +1 647 8006725

PROVIDERPRODUCTSFREE TRIALCOSTSCANCELLATIONCREDIT REPAIRAPPLY
Free Score
Free Score
Your complete credit score and credit profile15 DaysAfter FREE trial $29.95Within 15 DaysA comprehensive credit reporting packageFree Score
Get instant access to your FREE credit profile and score with FreeScore.ca. Start your 15 day FREE trial now and get unlimited access to your free TransUnion Credit Score, your complete credit profile in one easy-to-read format, automatic email alerts of possible fraud on your credit file and $25,000 worth of identity theft insurance coverage. Checking your credit profile will not lower your score.
DETAIL INFORMATION >>
Terms

Terms

Credit data provided by TransUnion


Services

Services

1. Guard against ID theft with Credit Monitoring updates
2. Knowing your score gives you power to help negotiate better interest rates
3. Credit Profiles often contain errors. Does Yours?


Advantages

Advantages

1. UNLIMITED Access to your FREE TransUnion Credit Score
2. Your complete Credit Profile in one easy-to-read format
3. Automatic email alerts of possible fraud on your credit file
4. $25,000 worth of identity theft insurance coverage


Disadvantages

Disadvantages

1. If you do not cancel your free trial, you will be billed $29.95 plus applicable taxes for each month that membership continues.

TransUnion
TransUnion
Credit Monitoring and ID Theft ProtectionNo$14.95 per monthAsk on applicationFind out more about your rights and improve your credit health.TransUnion
TransUnion allows you to access your credit profile online in an easy to read format within seconds. TransUnion’s graphical Credit Profile contains everything you need to know, including who has been looking at your file, whether all your payments have been posted on time plus a complete list of creditor contacts. This will help with credit checks. This service is all for just $14.95 a month.
DETAIL INFORMATION >>
Terms

Terms

Residents of Canada are entitled to a free copy of their TransUnion Consumer Disclosure Report.


Services

Services

1. Unlimited access to your TransUnion credit profile and score
2. You have the right to obtain a copy of your Consumer Disclosure, free of charge by mail or in person.


Advantages

Advantages

1. Receive unlimited access to your TransUnion credit profile and score.
2. Stay informed with daily notifications of key changes to you credit report.
3. Easy to apply online


Disadvantages

Disadvantages

1. Auto renewal, so you must remember to cancel it if you no longer require it.

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