Bad Credit Credit Cards!

09 November 2010 - Which Way To Pay

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Bad Credit Credit Cards!

 

It sounds like a printing error but bad credit credit cards, also known as poor rating credit cards or credit cards for people with bad credit are a relief to many Canadian consumers.

The name says it all: a credit card for all applicants even if they have a bad / poor / low credit score.

Sounds like great news – and it is, as long as you can find a good offer, and plan your finances ahead.  A bad credit credit card requires just as much care and forethought as a regular credit card.  You will need to deal with:

- Interest on your debt
- Regular credit card bills
- Paying at least the minimum of your balance each month
- Penalties for poor card management
- Risk of further damage to credit report

It sounds like doom and gloom, but it doesn’t have to be. 

All you need to do is ensure that you will be able to afford this card, and take the necessary measures to managing it wisely.  In the end you could land yourself an improved credit report!

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