Protecting your pet: Common pet insurance questions you want the answers for

03 September 2013 - Which Way To Pay

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Pet Insurance Guide: Frequently asked questions about pet insurance

There is no denying that pets can be expensive, especially when they get older, sick or have an accident. There is no free national pet cover so when you are left to foot the bill you will wish you had researched the options available to you and investigated pet insurance thoroughly. Below are some common questions that you will find yourself asking about pet insurance.

Is pet insurance essential?

I am sure you think of your pet as part of the family, however, when they fall in or have an accident unfortunately their vets bills are not covered. Pet insurance will cover you if your pet dies, is lost or stolen, gets in an accident or damages someone's property so you can have peace of mind. You must ensure you read the terms and conditions of the individual policy you decide to take out because there will be exclusions you must make yourself aware of.

Does pet insurance cover my pet at any age?

You must ensure that you check your policy to ensure that they will cover your pet at all ages. As a general rule, the older the animal, the more expensive the policy. Your policy might be subject to restrictions so read the small print.

Does pet insurance cover my pedigree animal?

Yes. Pet insurance does cover pedigree animals, however, they have a higher value and are therefore more at risk so your insurance premium may be slightly more expensive.

Are all pet insurance policies the same?

Pet insurance policies are all different and the level of cover you choose will be determined by how much you would like to pay.

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