Payday Loans

Payday loans, sometimes called 'easy cash advances' or 'fast cash loans' are specialist loans designed to cover you until your next payday. Generally a payday lender will ask that you are at least 18 years of age, are a Canadian resident and have an employment (minimum net monthly income differs according to lender) and a working chequing account.

You MUST apply through this website to guarantee and rate or fee listed.

Most payday lenders do not carry out credit checks and if you have poor credit history it does not affect your chances of being able to borrow. The loan term is usually between two weeks and a month and the amount you can borrow varies according to the lending firm.

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COMPANY	TYPE	APR	LOAN AMOUNT	TERMS	SUITABLE	ID REQUIRED	MORE INFO
Pay Day Finders	Broker	1355%	Up to $1,500	You must be at least 18 years old and have a bank account that accepts direct debit.	Emergency cash needs	Your current financial performance
Pay Day Finders	Pay Day Finders provides consumers with access to a select number of top payday loan providers. They attempt to match you, based on the information you provide, with a lender willing to loan you money. The application procedure to apply for a payday loan is very simple and takes no more than 5 minutes. DETAIL INFORMATION >>						Services Services 1. Fill in online application. 2. Money wired straight into your bank account. Restrictions Restrictions 1. Have a bank account that accepts direct debit 2. Are at least 18 years old 3. Are employed and receive a regular pay cheque or salary 4. Live in Canada Advantages Advantages 1. Instant approval. 2. Same day cash in your account. 3. No fax, no fuss. Disadvantages Disadvantages 1. Please note that the average first time payday loan amount varies between $185 to $200. 2. Typical 1355% APR (30 day loan)
DollarsDirect	Lender	599.64%	Up to $1,500	You must have an active bank account and be at least 18 years of age	Emergency cash needs	You must be currently employed for more than two months with the same employer, be self-employed or be collecting employment insurance
DollarsDirect	Dollars Direct provides you with a fast, convenient and straightforward lending service. Their payday loans are available to bridge the gap between payday loans or if you cannot access a loan through a traditional service. You may receive up to £250 for your first loan from Dollars Direct and repeat customers can receive up to $1,500. 20% Off Loan Applications at DollarsDirect.ca. Use code: CJCASH (not redeemable in British Columbia.) DETAIL INFORMATION >>						Services Services 1. Apply online 2. You may receive up to $250 for your first loan from DollarsDirect 3. Repeat customers can receive up to $1,500 Restrictions Restrictions Services Currently Not Available Alberta, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Prince Edward Island, Quebec, Saskatchewan, Yukon Territory Advantages Advantages 1. Apply in minutes online 24 hours a day, 7 days a week. 2. Easy to qualify. 3. Perfect credit not required. 4. Cash as soon as tomorrow deposited directly into your bank account. Disadvantages Disadvantages 1. The loan term can be up to 62 days. 2. For a loan of $1,500 the total cost of borrowing would be $315. The total amount you would repay would be $1,815.
Canada Loan Source	Lender	Depends on Lender	Up to $1,500	You must be employed and over the age of 18 years old.	Immediate Cash Needs	Employment and Bank details
Canada Loan Source	Canada Loan Source is your trusted source for fast, easy and secure Payday Loans. They match you with the best lender in your province, ensuring you get the money you need when you need it DETAIL INFORMATION >>						Services Services Pay day loan service Restrictions Restrictions See website for terms and conditions Advantages Advantages 1. Immediate Approval 2. Funds deposited same day 3. Up to $1,500 Loan Disadvantages Disadvantages 1. Not available for self-employed, social assistance, workers comp or disability. 2. For short-term money needs only
Payday Eh	Broker	Ask on application	$100 - $1,500	See website for details	Emergency cash needs.	Personal details, employment and banking information
Payday Eh	Payday Eh provide you with payday loans of up to $1,500. You receive same day approvals for cash in hours and you can use your cash for anything. It is easy to qualify for all Canadians as there are minimal requirements. DETAIL INFORMATION >>						Services Services 1. Payday loan service Restrictions Restrictions See website for terms and conditions Advantages Advantages 1. Same Day Approvals for Cash in Hours 2. Easy to Qualify For All Canadians 3. Use Your Cash for Anything 4. Minimal Requirements = Fast Approval 5. Secure Encryted Form & Total Privacy Disadvantages Disadvantages 1. There is limited information on the website. 2. You have to apply to obtain the APR and fees.
Payday Bank	Broker	Dependent on lender	Up to $1500	You must be over 18 years old and be a resident of Ontario	Emergency cash needs	Bank details and employment details.
Payday Bank	PaydayBank is one of Canada’s leading brokers for payday loans. Payday Bank offer same day deposits, quick approvals and a quick online application process. There is one fixed charge with Payday bank; they are clear and straight forward with no hidden or additional costs. You must pay the money back in full on your next pay day. DETAIL INFORMATION >>						Services Services 1. Instant decision - 24 hours a day, 7 days a week. 2. You complete and submit all forms online, eliminating the need to fax documents Restrictions Restrictions 1. Be at least 18 years of age 2. Have an active bank account where your salary is paid into 3. Be employed 4. Be a resident of Ontario Advantages Advantages 1. Instant Online Application 2. Quick Approvals 3. Same Day Deposit 4. A payday loan is in many cases much cheaper than paying overdraft penalties, bounced cheques or unpaid bill charges 5. In less than 24 hours you could have up to $1500 as cleared funds Disadvantages Disadvantages 1. The fee is a flat $21 for every $100 borrowed