| Lender | Varies | Up to $1500 | 1 day | 45 days |  ProvinceAlberta,British Columbia,Ontario |  IdentificationYou must provide bank details. |  SuitableFor those in need of a short term cash solution. |  TermsYou must be over 18 to apply |  RestrictionsYou must be a Canadian citizen and over the age of 18. |  |
| Wonga is a ground-breaking online lender founded in the UK and serving Canadians from its Toronto headquarters. Wonga can help solve your short-term and urgent cash flow problems by providing flexible loans from 1 – 45 days. Wonga is different because you choose the precise length of your loan and you only pay for the days you have the cash. Pay it back early and it’ll cost you even less. The application takes less than 5 minutes, the decision is instant, and the cash can be in your account in as little as an hour. Wonga.ca is the first company in the world to fully automate the lending process and make the approval process completely objective and responsible. DETAIL INFORMATION >> | ServicesServicesThis is a fast and efficient Payday loan service. AdvantagesAdvantages1.Very user-friendly calculator / sliding scale on homepage to view your possible loan, term and interest 2.Choose your repayment by the day - the shorter the loan the less you pay 3.If accepted, you'll get the money in your bank account very quickly. 4. Max loan amount is $500 for new customers and up to $1,500 for existing customers DisadvantagesDisadvantages1.Not available in Quebec, New Brunswick and Manitoba |
| Lender | APR : 599.64% | $100 – $1500 | 3 Days | 42 Days |  ProvinceBritish Columbia and Ontario |  IdentificationPersonal details, employment and banking information |  SuitableFor those in need of a short term cash solution |  TermsYou must be regularily employed, and be using a bank account with Direct Deposit or Cheque pay. |  Restrictions1. Must be 18 years or older.
2. Ontario and British Columbia only.
3. No disability loans paid. You must be employed. |  |
| My Canada Payday understands the sense of urgency when applying for a payday loan. My Canada Payday customers don’t have to waste their time commuting, standing in line, and waiting for paperwork to be filed, but rather can submit a loan application online, with approvals in as little as 30 minutes. Other lenders can take hours or even days to process and approve applications. My Canada Payday is Canada's Premier Online Payday Lender. Their quick and secure online application will have money in your account without even leaving your home! My Canada Payday staff are very helpful and their loan application process is extremely quick and easy. DETAIL INFORMATION >> | ServicesServicesOnline Payday Loan Application AdvantagesAdvantages1.Totally Online Application Process – You can apply 24 hours a day, 7 days a week! 2.No Faxing Required. 3.Everything is done securely and safely via your PC. 4.Cash deposited direct to your bank account, or sent via EMT. 5.Safe, Convenient and Secure DisadvantagesDisadvantages1.Must be paid via Direct Deposit or Cheque only. 2.No cash allowed. 3.You must live in B.C. Or Ontario at time of review. 4. No disability loans paid. You must be employed. |
| Lender | 599.64% | Up to $1,500 | 7 days | 42 days |  ProvinceAlberta, Ontario, Nova Scotia and British Columbia |  IdentificationMust live in a province where the product is offered |  SuitableEmergency cash needs |  TermsYou must have an active bank account with direct deposit and be at least 18 years of age. |  RestrictionsServices Currently Not Available in:
Manitoba, British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Prince Edward Island, Quebec, Saskatchewan, Yukon Territory
|  |
| Get a fast and easy Payday Loan from Money Mart! Sometimes everyone ends up a little short on cash. Whether you need cash to pay the bills, fix the car or just breathe a little easier, they can help get you the quick instant payday loan you need. Apply online today – it’s fast, friendly and hassle-free which is why you can count on us for the best payday loans in town. Depending upon income level, province of residence and other underwriting criteria, payday loan amounts can range from $120 to $1,500. Poor credit will not impact the approval of your loan. Their payday loans are designed to help customers with poor credit gain access to short term credit. DETAIL INFORMATION >> | ServicesServices1. Apply online
2. You may receive up to $1,000 for your first loan
3. Repeat customers can receive up to $1,500 AdvantagesAdvantages1. Online Application – apply 24 hours a day, 7 days a week
2. No faxing required for qualified applicants
3. Cash deposited directly into your bank account, or pick-up your funds
4. Convenient, quick, hassle free DisadvantagesDisadvantages1. You must have a source of income with direct deposit 2. You must reside in a province where the loans are offered |
| Lender | 60% - 299% | Up to $1,700 | 14 days | 30 days |  ProvinceAlberta, Ontario and British Columbia |  IdentificationInstant application approval requires your personal, employment and banking details. |  SuitableImmediate cash needs |  TermsYou must be over the age of 18, currently employed and have an active bank account. |  RestrictionsCurrently not available in New Brunswick and Quebec. |  |
| When you need money, you want it fast. With Mogo, get money in your account in under an hour, with rates starting even lower than the cost of your daily coffee, and no hidden fees. Mogo is Canada’s leading online short-term lender offering low credit alternatives to payday loans. Mogo have challenged payday lenders by providing the most affordable, convenient and innovative loan solutions available. Compared to a payday lender Mogo offers customers up to 50% more money, at up to 90% cheaper and guarantees funding to your bank or Paypal account within 1 hour, 7 days a week. Get up to $1700 on your first 30 day loan and use the promocode WWTPCA receive 25% off. DETAIL INFORMATION >> | ServicesServicesServices : 1.They lend the most money – up to 70% of net pay. 2.Get up to $1700 on your first loan. 3.Save up to 90% compared to a typical payday loan. 4.Guaranteed 1 hour funding to bank or paypal account 7 days a week 5.They have a cheaper 30 day loan and a flexible line of credit product
AdvantagesAdvantages1.9 out of 10 applicants approved 2.Easy application and instant approval decision 3.1 hour bank or Paypal account funding guaranteed, 7 days a week 4.100% money back happiness guarantee before first payment 5.Multiple loan products with flexible and affordable payment options DisadvantagesDisadvantages1.At this time Mogo can only loan to someone who is employed and being paid by their employer.
2.Services not available in New Brunswick or Quebec. |
| Lender | 599.64% | Up to $1,500 | 0 days | 62 days |  ProvinceBritish Columbia, Ontario and Alberta |  IdentificationYou must be currently employed for more than two months with the same employer, be self-employed or be collecting employment insurance |  SuitableEmergency cash needs |  TermsYou must be employed, have an active bank account and be over the age of 18 years old. |  RestrictionsServices Currently Not Available
Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Prince Edward Island, Quebec, Saskatchewan, Yukon Territory |  |
| At DollarsDirect, they are dedicated to providing you with fast, convenient and straightforward lending services. Their payday loans are designed to meet your unique needs, whether you need to bridge the gap between paydays or can't access a loan through a traditional source. DollarsDirect provides you with a fast, convenient and reliable payday loans service. Their payday loans are a convenient option if you cannot access a payday loan through a traditional service. New customers may qualify for up to $500 and returning customers can receive up to $1,500. To save 20% on your initial loan fee at DollarsDirect.ca, use discount code: CJCASH (not redeemable in British Columbia.) DETAIL INFORMATION >> | ServicesServices1. Apply online
2. You may qualify for up to $500 for your first loan from DollarsDirect
3. Returning customers can receive up to $1,500 AdvantagesAdvantages1. Apply in minutes online 24 hours a day, 7 days a week.
2. Easy to qualify.
3. Perfect credit not required.
4. Cash as soon as today deposited directly into your bank account. DisadvantagesDisadvantages1. The loan term can be up to 62 days.
2. For a loan of $1,500 the total cost of borrowing would be $315. The total amount you would repay would be $1,815. |
| Lender | Dependent on State | Up to $1,500 | 7 Days | 42 Days |  ProvinceAlberta and Ontario only |  IdentificationInitially personal details. |  SuitableEmergency cash needs |  TermsYou must be over the age of 18 years old, reside in Alberta or Ontario and receive a steady source of income. |  Restrictions1. 18 years of age or older 2. Valid government-issued photo ID 3. Reside in Alberta or Ontario 4. Steady source of income 5. Current chequing account 6. Email address 7. Active phone number |  |
| Got a money emergency? Hit with a big, unexpected, bill? Need vacation cash? Sometimes payday can seem like a long way away. Payday Loan CA are there to help with payday loans that can help bridge the gap. For over 30 years, they’ve provided fast, friendly, service for no-hassle payday cash advances. Unlike other payday loan providers, they don’t make you sit around to find out if you have been approved for a loan. Apply online now on their safe and secure website and they guarantee you a decision on your loan application right away. It is also their #1 priority to deposit the money into your account as quickly as possible. DETAIL INFORMATION >> | ServicesServicesPayday loan provider AdvantagesAdvantages1. Fast Funding –Get your money safely deposited into your account today! 2. Instant Approval –Find out if you're approved right away! 3. Easy Application process –Faxless and Hassle Free! DisadvantagesDisadvantages1. Fee is dependent on the state. |
| Broker | Varies | $100 - $1500 | 1 day | 30 days |  ProvinceAlberta, British Columbia, Ontario and Manitoba |  IdentificationThey need your name, address, contact details, employment information, and banking details in order to complete your payday loan request |  SuitableFor those seeking a solution to a short term cash problem |  TermsSee website for details |  RestrictionsTo qualify for a payday loan, you must: 1. Be a citizen or resident of Canada 2. You must be at least eighteen (18) years old 3. You must be currently employed 4. You must have an active bank account |  |
| Cashloansnow.ca provides fast and easy payday loans and cash advances anywhere in Canada. Regardless of how you manage your money there are always times when you might need a little help. Life is complicated, and from time to time unexpected expenses can crop up. To get your cash loan now, submit your application, check your e-mail and within an hour your unexpected expense could be a thing of the past. The online payday loan/cash advance process is a simple one. There are four basic criteria to qualify for the loan: Be a citizen or legal resident of Canada, be at least 18 years old, be employed and have a bank account. If you meet these four initial criteria you will qualify. DETAIL INFORMATION >> | ServicesServicesPayday Loan Broker AdvantagesAdvantages1. Easy Online Application - Can't make payment on your next payday? We are very flexible with repayment dates. 2. Instant Loan Approvals - Requirements are minimal and easy to meet. We will find you the lowest rates available. 3. No faxing required - Visiting a storefront is a huge inconvenience. Instead, just fill out our online application form. 4. Your money in 30 minutes - You could get money in your bank account in as little as 30 minutes. 5. Even with bad credit you can still qualify for a payday loan. Your credit score is not a factor in receiving the loan in most cases. DisadvantagesDisadvantages1. Interest rates on payday loans tend to be high 2. Payday loans are not a long term solution to debt problems |
| Broker | Ask on application | $100 - $1,500 | Next payday | Ask on application |  ProvinceAlberta, Ontario and British Columbia |  IdentificationPersonal details, employment and banking information |  SuitableEmergency cash needs. |  TermsSee website for details |  RestrictionsSee website for terms and conditions |  |
| Payday Eh provide you with payday loans of up to $1,500. You receive same day approvals for cash in hours and you can use your cash for anything. It is easy to qualify these payday loans as there are minimal requirements. Easy to Qualify For All Canadians. You can use your cash for anything. There are minimal requirements and there is fast approval. You can depend on a secure and encrypted form as well as total privacy. DETAIL INFORMATION >> | ServicesServices1. Payday loan service AdvantagesAdvantages1. Same Day Approvals for Cash in Hours
2. Easy to Qualify For All Canadians
3. Use Your Cash for Anything
4. Minimal Requirements = Fast Approval
5. Secure Encryted Form & Total Privacy DisadvantagesDisadvantages1. There is limited information on the website.
2. You have to apply to obtain the APR and fees. |
| Broker | Depends on Lender | Up to $1,500 | Ask on application | 31 days |  ProvinceOntario, British Columbia, Alberta |  IdentificationEmployment and Bank details |  SuitableImmediate Cash Needs |  TermsYou must be employed and over the age of 19 years old. |  Restrictions1. You must be at least nineteen (19) years old 2. You must be currently employed 3. You must have been with your current employer for more than three (3) months 4. You must have an active bank account 5. You must not have filed for bankruptcy in the past year 6. You must have an active phone that we can use to contact you |  |
| Canada Loan Source is your trusted source for fast, easy and secure Payday Loans. They match you with the best lender in your province, for the best payday loans, ensuring you get the money you need when you need it. CanadaLoanSource provide financial options for individuals who require money before their next payday. If you decide a payday loan is right for you, it is their goal to present you with a convenient, fast and effective way to deal with lack of funds between paydays. They understand that not everyone has a perfect credit score. When other forms of credit are not available, CanadaLoanSource can help. DETAIL INFORMATION >> | ServicesServicesPayday loan service AdvantagesAdvantages1. Immediate Approval
2. Funds deposited same day
3. Up to $1,500 Loan DisadvantagesDisadvantages1. Not available for self-employed, social assistance, workers comp or disability.
2. For short-term money needs only |
| Broker | Varied by lender | Up to $1500 | 1 day | 62 days |  ProvinceAlberta, Ontario and British Columbia |  IdentificationPersonal identification, current employment details and banking information |  SuitableShort term borrowing and emergency cash needs |  TermsYou must be currently employed, over 18 years of age and have an active bank account.
|  RestrictionsServices Not Available in All Provinces |  |
| Uncle Buck can find you a fast and simple Payday Cash Loan. At one time or another everyone has felt the pinch of this economic climate we live in. Uncle Buck provides consumers with fast, convenient and straightforward payday loans through a number of top loan providers. The Uncle Buck application process takes 2 minutes to complete online - 24 hours a day, 7 days a week, 365 days a year - and connects borrowers with the best payday lenders in their province – providing a cash advance to avoid excessive bank overdraft or credit card charges, pay unexpected bills and bridge the gap between paydays. Receive up to $1500. DETAIL INFORMATION >> | ServicesServices1. Apply online 2. You may receive up to $1500 3. Money deposited directly into your bank account. AdvantagesAdvantages1. Apply in two minutes online 24 hours a day, 7 days a week.
2. Easy to qualify. No Faxing required
3. Perfect credit not required.
4. Cash deposited directly into your bank account. DisadvantagesDisadvantages1. Not available in all Canadian provinces 2. Proof of employment required |
| Broker | 1355% | Up to $1,500 | Dependent on lender | Dependent on lender |  ProvinceAlberta, Ontario and British Columbia |  IdentificationYour current financial performance |  SuitableEmergency cash needs |  TermsYou must be at least 18 years old and have a bank account that accepts direct debit. |  Restrictions1. Have a bank account that accepts direct debit
2. Are at least 18 years old
3. Are employed and receive a regular pay cheque or salary
4. Live in Canada |  |
| PayDayFinders.ca is helping hard-working Canadians find a fast and convenient solution to same day cash needs from the privacy and convenience of their homes. Payday loans are a hassle-free solution to household bills, emergency expenses or short-term money needs. Loan amounts are based on your employment and the ability to repay loan. PayDayFinders.ca is an online loan matching service. They are the bridge between consumers wanting payday loans and the payday lenders themselves. Their simple 5 minute online application process is designed to match you with the best lender to suit your short-term money needs, right when you need it most. DETAIL INFORMATION >> | ServicesServices1. Fill in online application.
2. Money wired straight into your bank account. AdvantagesAdvantages1. Instant approval.
2. Same day cash in your account.
3. No fax, no fuss. DisadvantagesDisadvantages1. Please note that the average first time payday loan amount varies between $185 to $200.
2. Typical 1355% APR (30 day loan) |
| Broker | Varies | $100 - $1500 | Varies | Varies |  ProvinceAll Provinces |  IdentificationInitially employment, personal and residential details. |  SuitableFor individuals looking for a solution to a short term cash problem |  TermsYou must be 18 or over, employed and a citizen or resident of Canada. |  RestrictionsTo qualify for a payday loan, you must:
1. Be a citizen or resident of Canada
2. You must be at least eighteen (18) years old
3. You must be currently employed
4. You must have an active bank account |  |
| No matter why you need a cash advance, onlinepayday.ca is here to help you get the cash you need fast. You can use a payday loan in whatever way you see fit. There are no restrictions on how you use the funds as there are with other types of loans. To obtain your payday loan simply complete the easy application and click submit. Unexpected expenses can leave the best of us strapped for cash before our next Pay Day. Online Payday's application form takes just a couple of minutes and get an instant answer back. Borrow up to $1500 with Online Payday. The money is deposited into your bank account by electronic transfer usually within 24 hours of being approved. DETAIL INFORMATION >> | ServicesServicesPayday broker AdvantagesAdvantages1. Complete and submit the application found on our website. The application itself takes just a couple of minutes. In most cases the application is reviewed and approved instantly.
2. The money is deposited into your bank account by electronic transfer usually within 24 hours of being approved.
3. This website does not charge a fee to the applicant. The cost of the loan will vary by the lender, the amount of the loan and the province in which you live.
4. Submitting an application simply states that you wish for one of our agents to approve and contact you to discuss your payday loan options. You may ask us any questions, and withdraw your request if you choose to do so.
5. Even with bad credit you can still qualify for a payday loan. Your credit score is not a factor in receiving the loan in most cases.
6. The loan amount and applicable fees will automatically be deducted from your bank account on the due date of the loan. You do not need to do anything. DisadvantagesDisadvantages1. You cannot extend your existing loan date due to Canadian regulations. You must it back in full on the due date.
2. Due to the short term nature of payday loans and the higher risk payday lenders take when lending to individuals with less then perfect credit histories, payday loans tend to have high interest rates. |