Grouplend - Peer To Peer
(Which Way To Pay Canada - 18/9/2015)
Grouplend were Canada’s first marketplace lending platform which makes them at the cutting edge in this industry. Their priority is to give Canadians a better way to borrow which is quicker, easier and much more affordable than using a credit card. But how do they do it? 

Grouplend use the power of technology to connect creditworthy borrowers who are seeking cheap loans with investors or lenders who are looking to get a fair return on their money in a safe environment which guarantees a timely service with competitive interest rates. With Grouplend you can borrow up to $30,000 over a period of 3 years with rates that range from 5.9% - 17.25% APR – this is a much better rate than you will ever get with your credit card!

To be able to receive approval with Grouplend you must be financially responsible, creditworthy and Canadian. You must be at least 19 years of age, a citizen or permanent resident of Canda, have a minimum of 35 of credit history, a minimum gross annual income of $30,000 and a minimum FICO credit score of 690. This criteria is strict and if you do not receive approval it will no doubt be because you do not fit the above criteria. They also use this information to work out your interest rate particularly your credit score, employment information, loan amount requested and other publicly available information.
Grouplend is ranked 5 out of 5. Based on 1 review.

5 Star Rating
1 Star: 1 Star RatingPoor
In relation to other products, has performed badly and has little or no worthwhile benefits.
2 Stars: 2 Star RatingBelow Average
Has some features of value, but in comparison to others performs below standard.
3 Stars: 3 Star RatingAverage
A fair product with regards to its competitors - has no outstanding features or benefits.
4 Stars: 4 Star RatingGood
In comparison to other products performs above standard, has beneficial features.
5 Stars: 5 Star RatingExcellent
Performs well above standard in comparison, has exceptional features and benefits.

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