CIBC
CIBC (Personal Loan)
        
The CIBC Personal Loan helps you achieve your goal whilst giving you the security that you know your loan will be paid off within a set period of time. With your personal loan you have the option to choose either fixed or variable interest rates, the frequency of your repayments and the term over which you would like to repay the loan.
Location: Canada
Lender/Broker: Lender
Advantages:
1. You can apply online, by phone or in a branch.
2. Pay off all or part of the loan at any time without penalty
3. Cut interest costs by making more frequent payments
4. Securing your loan may lower your interest rate, and may give you access to more money 5. Fixed or variable interest rate
6. Weekly, bi-weekly, semi-monthly or monthly payments to coincide with your pay period
7. Borrow a minimum of $3000
Disadvantages:
1. They will contact you within 3 business working days after you have submitted your application.
2. The website provides limited information.
Services:
1. You can borrow a minimum of $3000
2. They will contact you within 3 business working days after you have submitted your application.
3. Flexible repayment terms

APR: Ask on applicationLoan Amount: From $3000
Min Term: 1 yearMax Term: 5 years

Secured Loan: YesUnsecured Loan: No

Terms and Conditions:
Variable Rate Loans are based on CIBC Prime* lending rate
Identification:
Financial information, Social Insurance Number and employer information
Suitable:
Security of fixed monthly payments
Restrictions:
1. Must be a Canadian resident
2. Must be at or above the age of majority for your province or territory
3. Must not have been declined for credit within the last 6 months from CIBC
4. Must not have declared bankruptcy within the last 7 years
        
REVIEWS
CIBC (Which Way To Pay - 8/4/2010)
CIBC is ranked 3 out of 5. Based on 1 review.

3 Star Rating

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