PERSONAL LOANS

If you want to take a loan without putting up collateral, a personal loan is the ideal way to go. Personal loans provide you with 'unsecured' money (in other words, the loan is not secured against a large asset such as your property). The amount you can borrow and for how long varies greatly according to lender, so take your time to compare the loan services.

Free Credit Report        Personal Loans Information

You MUST apply through this website to guarantee and rate or fee listed.

Some lenders will require their customers to have an excellent financial history and a set amount of income while others are more flexible – check these features and any additional terms and offers below.

Need Help? If you would like further information and wish to speak to someone: Contact Us >>
Enquiry Line: +1 647 8006725

COMPANYTYPEAPRLOAN AMOUNTMIN TERMMAX TERMTERMSSUITABLESECURED LOANSMORE INFO
Canada Loan Source
Canada Loan Source
BrokerDepends on LenderUp to $1,500Ask on application31 daysYou must be at least nineteen (19) years old, currently employed and have an active bank account Immediate Cash NeedsNoCanada Loan Source
CanadaLoanSource canprovide you with a loan for when you need extra cash. There are very few requirements for approval and the process is fast and simple. CanadaLoanSource make receiving money easier, apply online and receive your funds within 24 hours.
DETAIL INFORMATION >>
Services

Services

Loan service


Restrictions

Restrictions

1. You must be at least nineteen (19) years old
2. You must be currently employed
3. You must have been with your current employer for more than three (3) months
4. You must have an active bank account
5. You must not have filed for bankruptcy in the past year
6. You must have an active phone that we can use to contact you


Advantages

Advantages

1. Immediate Approval
2. Funds deposited same day
3. Up to $1,500 Loan


Disadvantages

Disadvantages

1. Not available for self-employed, social assistance, workers comp or disability.
2. For short-term money needs only

CitiFinancial Personal Loan
CitiFinancial Personal Loan
LenderAsk on application$300-$10,00012 Months60 MonthsYou have some established credit history.If you are looking for a loan amount of $300-$6,000YesCitiFinancial Personal Loan
With 200,000 customers in Canada and two million in North America, CitiFinancial is the world's leading financial services provider. The application process for a personal loan is fast and secure. If you are approved, you could get up to $10,000 by tomorrow! Apply today and get the money needed to achieve your goals!
DETAIL INFORMATION >>
Services

Services

Fixed interest rates for entire loan term


Restrictions

Restrictions

You are a resident of Canada, but do not reside in Nunavut


Advantages

Advantages

1. Face-to-Face Service: We have more than 250 branches across Canada - one right in your neighbourhood. 
2. A Name You Can Trust: For more than 90 years, CitiFinancial has been helping Canadians realize their financial goals and dreams. 
3. Save Time, Do it Online: With free, safe and secure access to your account online, you can make payments, view statements and update personal information when it's convenient for you. 
4. Customer Satisfaction: CitiFinancial has more than 2 million customers and a 91% customer satisfaction rating!


Disadvantages

Disadvantages

1. Collateral may be required depending on borrower's credit profile
2. Interest rates are based on various factors, which include your income, credit score and payment history.

Money Mart
Money Mart
Lender599.64%Up to $1,5007 days42 daysYou must have an active bank account with direct deposit and be at least 18 years of age.Emergency cash needsNoMoney Mart
Money Mart can provide you with fast, instant online approval for a loan of up to $1,500. Whether you have bills to pay, an unexpected emergency or anything in between, Money Mart will provide you with the assistance you need. To qualify you will be a valid ID, direct deposit and chequing account.
DETAIL INFORMATION >>
Services

Services

1. Apply online
2. You may receive up to $1,000 for your first loan
3. Repeat customers can receive up to $1,500


Restrictions

Restrictions

Services Currently Not Available in: Manitoba, British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Prince Edward Island, Quebec, Saskatchewan, Yukon Territory


Advantages

Advantages

1. Online Application – apply 24 hours a day, 7 days a week
2. No faxing required for qualified applicants
3. Cash deposited directly into your bank account, or pick-up your funds
4. Convenient, quick, hassle free


Disadvantages

Disadvantages

1. You must have a source of income with direct deposit
2. You must reside in a province where the loans are offered

News Charts News and Charts

Canada - Less Dependent on U.S.
02 February 2012
Which Way to Pay
According to a study released by TD Economics the Canadian economy is becoming less and less dependent on its United States neighbours.
Read More >>
Canada’s Economy Contracts 0.1 %
01 February 2012
Which Way to Pay
Canada’s gross domestic product showed an unexpected decline in November last year shrinking for the first time in 6 months.
Read More >>
Want To Get Out Of A Tight Financial Corner?
01 February 2012
Which Way to Pay
A payday loan is a financial product that specialises in getting you the money you need as soon as you need it.
Read More >>