Pet Insurance

If, like thousands across Canada, you own a pet then you are probably aware of how expensive they can be. Pet insurance is designed to give you security should your pet ever need medical treatment for illness or injury, which is particularly useful when you consider how expensive veterinary costs can be. Pet insurance can be relatively inexpensive but the benefits are huge. To find the best pet insurance policy you should compare products in the table below to find the right policy for you and your pet. Pet insurance is essential if you own a pet and what to take care of it at a reasonable cost. Make sure that you read the terms and conditions of any insurance policy you wish to purchase so that you know exactly what you are going to be covered for.

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COMPANYPOLICY

POLICY

Health insurance policy

COST

COST

Cost of policy

DEDUCTABLE

DEDUCTABLE

What is deductable from policy

COVER

COVER

Details of cover available

UNDERWRITER

UNDERWRITER

Insurance underwriter

METHODS

METHODS

Method of application

PAY MONTHLY

PAY MONTHLY

Monthly payments acceptable

PET INFO

PET INFO

Pets covered

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

trupanion
trupanion

trupanionFrom $18 p.m.Choice of no deductible or any amount between $50 - $1,000Type

Cover Type

Dog and Cat Insurance


Level

Cover Level

1 level


Detail

Cover Detail

1. Trupanion covers 90% of the actual costs of veterinary care should your pet become sick or injured.
2. No limits: With your policy, you will have unlimited coverage for your pet with no limits per claim, per year, or over the life of your pet
3. Lifetime deductible: You have the option of adding a deductible to your policy which may be changed at any time
4. Optional benefits package: Trupanion's optional benefits package is available to pets of all ages for an additional cost
5. Additional benefits package: Our additional benefits can be added to any policy at any time for an additional cost.

Ask on applicationOnline, telephoneYesdogs and catsRestrictions

Restrictions

1. You must own a cat or dog between 8 weeks and 14 years of age
2. You must be a U.S. or Canadian or Puerto Rican resident

trupanion
Trupanion is dedicated to providing you with the best pet insurance plan possible in order to help easily and safely protect your pets. This is our promise to you.We will reimburse 90% of covered costs, with no hidden fees, no Ďreasonable costsí, and no payout limits. We are pet lovers, too, and we want to be the best we can be. Let us know what you think! We are available 24 hours a day, 7 days a week. Make sure that you read the terms and conditions of any insurance policy you wish to purchase in order to ensure that your pet is fully covered. DETAIL INFORMATION >>Services

Services

1. Optional benefits package: Trupanion's optional benefits package is available to pets of all ages for an additional cost. It includes coverage for hip dysplasia; acupuncture; physical therapy; hydrotherapy; behavioral modification, medications, training or therapy; and feline kidney transplants. Availability is subject to regulatory approval in your area.
2. Additional benefits package: Our additional benefits can be added to any policy at any time for an additional cost. Included in this package are coverage for advertising and reward costs if your pet becomes lost, boarding fees during pet owner hospitalization, trip cancellation costs if your pet needs urgent medical treatment, cremation or burial costs, and third party property damage.


Advantages

Advantages

1. Trupanion is dedicated to providing you with the best pet insurance plan possible in order to help easily and safely protect your pets. This is our promise to you.
2. We provide one simple plan that covers accidents, illnesses, diagnostic testing, surgeries, medications, and lab work. Your plan will be easy for both you and your veterinarian to use.
3. We offer fair premiums and never raise your pet insurance rates simply because your dog or cat has a birthday. Why would you be penalized for such a normal process?
4. We offer customizable deductibles so you can afford to insure your pet, no matter your budget.
5. We reimburse 90% of covered costs, with no hidden fees, no Ďreasonable costsí, and no payout limits.
6. We are pet lovers, too, and we want to be the best we can be. Let us know what you think! We are available 24 hours a day, 7 days a week.
7. We now cover working pets including service and therapy dogs; law enforcement dogs; search and rescue dogs; herding, hunting, and sled dogs; guard dogs; and breeding cats and dogs.


Disadvantages

Disadvantages

1. Trupanion's policy does not cover veterinary examination fees, pre-existing conditions, routine care, preventive care and diseases preventable by vaccines and prophylactic medications (for example, roundworms and fleas). Hip dysplasia and alternative therapies are also excluded from coverage unless Optional benefits package is purchased (see above). See Section 5 of our policy for more details
2. There are coverage limitations* for pets that have not been spayed or neutered prior to their first birthday, within 30 days of adoption, or within a time frame of their veterinarian's medical recommendation. Some examples of conditions not covered for pets in this category are testicular tumors, mammary tumors, and uterine and ovarian conditions. See our sample policy for full details.

If you wish to speak to someone: Contact Us

Compare Pet Insurance

Pet Insurance helps to cover the cost of veterinary treatment should your pet need it. Give yourself peace of mind with competitive Pet Insurance policies.

Why the need for Pet Insurance?

For those of you that have a pet you will understand how cats and dogs alike have become part of the family. Therefore many pet owners want to give their pets their own health insurance coverage.

Veterinary treatment can be very expensive. If your pet were to have an accident or needed emergency medical treatment it can cost you hundreds or even thousands of dollars. With this in mind many are turning to pet insurance to help them pay for treatment for their pets.

Cats and dogs are the most commonly owned pets and are easily to get insurance for. You can get other insurance for less common animals including horses, rabbits and birds and you can find cover for more exotic pets such as snakes and lizards.

What does Pet Insurance cover?

The most basic form of pet insurance covers emergency situations such as accidents, including car accidents or dog attacks, also it covers accidental poison ingestion, foreign objection ingestion, X-rays and surgeries necessary for any of the conditions mentioned earlier. On top of this if offers additional medical treatment is often also included for any of the above-mentioned conditions.

Basic pet insurance is the most affordable and most common coverage. However, there are some who want to protect their pet with premium pet insurance which covers things like chemotherapy and cancer support, arthritis in cats and dogs, preventive care including annual exams, annual vaccinations and dental cleaning plans. Some companies will also cover disease that certain breeds are inclined to, such as hip dysplasia. For many, low cost pet insurance that offer the basic accident coverage is a necessity.

How much will a policy cost?

Pet insurance can vary in cost depending on the coverage plan that the owner chooses. Also dogís health insurance can cost more or less than cat insurance depending on the breeds and so on. Basic pet insurance can run at a cover of just a few dollars a month. However, if you opt for the highest level of insurance you can find you are paying $100 a month.

Finding the right policy for your pet

There are many different types of policies available on the market. With so many to choose from it is important that you take the time to research and compare the market which you can do in the table above

Bear in mind the amount you will pay for the insurance depends on a range of factors including your petís age and its pedigree. You will find that the older your pet, the more expensive your policy will be.

How to compare pet insurance policies

Always ensure that you read the terms and conditions before you apply for pet insurance. Each policy will vary and could have exclusions you need to be aware of. The cheapest pet insurance might not be the most suitable and what is perfect for your friends and family might not be perfect for you.

Pet Insurance - Latest News News and Charts

Protecting your pet: Common pet insurance questions you want the answers for

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Find out the answers to some of your FAQs on pet insurance policies and see how you can find the right deal for you and your furry friend.

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If you love your pet you definitely should take out a pet insurance Ė and every family with a pet knows only too well how much one loves one's four-legged friends

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Peace Of Mind With Pet Insurance

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If like thousands of Canadians you own a pet and it suffers illness or injury it can cost thousands of dollars for veterinary bills. Pet insurance can help you avoid a very difficult decision should your animal need treatment which you cannot afford.

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You Donít Have To Choose Between Your Pet and Your Pocket With Pet Insurance

04 April 2012 11:00am
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It is really important to get pet insurance if you donít want to end up in a situation where your animal needs treatment which you cannot afford.

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New Insurance Area!

30 March 2012 05:00am
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Which Way To Pay Canada now has an Insurance Area where you can compare some of the leading insurance products on the Canadian market. There are a variety of insurance products for you to choose from including Health Insurance, Home Insurance, Life Insurance, Pet Insurance, Travel Insurance and Vehicle Insurance.

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