Pet Insurance

If, like thousands across Canada, you own a pet then you are probably aware of how expensive they can be. Pet insurance is designed to give you security should your pet ever need medical treatment for illness or injury, which is particularly useful when you consider how expensive veterinary costs can be.

Pet insurance can be relatively inexpensive but the benefits are huge. To find the best pet insurance policy you should compare products in the table below to find the right policy for you and your pet.

Pet Insurance Information

You MUST apply through this site to guarantee any rate, spread, fee or margin listed

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Compare Pet Insurance Below.

COMPANYPOLICYCOSTDEDUCTABLECOVERUNDERWRITERMETHODSPAY MONTHLYPET INFOMORE INFO

trupanion
trupanion

trupanionFrom $18 p.m.Choice of no deductible or any amount between $50 - $1,000Type

Cover Type

Dog and Cat Insurance


Level

Cover Level

1 level


Detail

Cover Detail

1. Trupanion covers 90% of the actual costs of veterinary care should your pet become sick or injured.
2. No limits: With your policy, you will have unlimited coverage for your pet with no limits per claim, per year, or over the life of your pet
3. Lifetime deductible: You have the option of adding a deductible to your policy which may be changed at any time
4. Optional benefits package: Trupanion's optional benefits package is available to pets of all ages for an additional cost
5. Additional benefits package: Our additional benefits can be added to any policy at any time for an additional cost.

Ask on applicationOnline, telephoneYesdogs and catstrupanion
Trupanion is dedicated to providing you with the best pet insurance plan possible in order to help easily and safely protect your pets. This is our promise to you.We will reimburse 90% of covered costs, with no hidden fees, no ‘reasonable costs’, and no payout limits. We are pet lovers, too, and we want to be the best we can be. Let us know what you think! We are available 24 hours a day, 7 days a week.
DETAIL INFORMATION >>
Services

Services

1. Optional benefits package: Trupanion's optional benefits package is available to pets of all ages for an additional cost. It includes coverage for hip dysplasia; acupuncture; physical therapy; hydrotherapy; behavioral modification, medications, training or therapy; and feline kidney transplants. Availability is subject to regulatory approval in your area.
2. Additional benefits package: Our additional benefits can be added to any policy at any time for an additional cost. Included in this package are coverage for advertising and reward costs if your pet becomes lost, boarding fees during pet owner hospitalization, trip cancellation costs if your pet needs urgent medical treatment, cremation or burial costs, and third party property damage.


Restrictions

Restrictions

1. You must own a cat or dog between 8 weeks and 14 years of age
2. You must be a U.S. or Canadian or Puerto Rican resident


Advantages

Advantages

1. Trupanion is dedicated to providing you with the best pet insurance plan possible in order to help easily and safely protect your pets. This is our promise to you.
2. We provide one simple plan that covers accidents, illnesses, diagnostic testing, surgeries, medications, and lab work. Your plan will be easy for both you and your veterinarian to use.
3. We offer fair premiums and never raise your pet insurance rates simply because your dog or cat has a birthday. Why would you be penalized for such a normal process?
4. We offer customizable deductibles so you can afford to insure your pet, no matter your budget.
5. We reimburse 90% of covered costs, with no hidden fees, no ‘reasonable costs’, and no payout limits.
6. We are pet lovers, too, and we want to be the best we can be. Let us know what you think! We are available 24 hours a day, 7 days a week.
7. We now cover working pets including service and therapy dogs; law enforcement dogs; search and rescue dogs; herding, hunting, and sled dogs; guard dogs; and breeding cats and dogs.


Disadvantages

Disadvantages

1. Trupanion's policy does not cover veterinary examination fees, pre-existing conditions, routine care, preventive care and diseases preventable by vaccines and prophylactic medications (for example, roundworms and fleas). Hip dysplasia and alternative therapies are also excluded from coverage unless Optional benefits package is purchased (see above). See Section 5 of our policy for more details
2. There are coverage limitations* for pets that have not been spayed or neutered prior to their first birthday, within 30 days of adoption, or within a time frame of their veterinarian's medical recommendation. Some examples of conditions not covered for pets in this category are testicular tumors, mammary tumors, and uterine and ovarian conditions. See our sample policy for full details.

Pet Secure
Pet Secure

PetSureFrom $12.95 p.m.The choice is up to you based on your budget and preferenceType

Cover Type

Dog and Cat Insurance


Level

Cover Level

economical Petset or comprehensive Secure For Life™


Detail

Cover Detail

Typically, Petsecure covers:
1. All ages and all breeds of cats and dogs
2. 80% of your veterinary fees
3. Medical conditions arising from accidents
4. Available coverage for dental, alternative and preventive care

Western Financial Insurance Company ©2011Online, telephoneNoDogs and CatsPet Secure
Petsecure is simple and comprehensive with 2 unique pet insurance options offering various coverage levels. Choose from our economical Petset or comprehensive Secure For Life™ plans. Petsecure dog insurance and cat insurance includes accident and illness coverage that renews each year.Pet health insurance allows you to ensure that you can provide your pet with the very best of care so that when the unexpected happens, you're free to make the health care decisions that feel right for you, rather than basing them on what you can (or can't) afford.
DETAIL INFORMATION >>
Services

Services

See website for details


Restrictions

Restrictions

For Canadian residents only


Advantages

Advantages

1. Petsecure Insurance for your dog Petsecure Insurance for your cat 8 out of 10 Veterinarians Recommend Petsecure. In a recent survey by professional research firm Gfk Kynetec, Petsecure was the #1 recommended pet insurance provider in Canada.
2. No matter what level of coverage you have chosen, your plan covers veterinary fees due to accidents or illness (not applicable on the Petset Accident Only plan). This includes x-rays, hospitalization, surgery, prescriptions, chemotherapy, MRI/CAT scans, alternative treatments such as homeopathic therapy, and much more.
3. Petsecure pet health insurance will reimburse you for up to 80% of the costs of care and veterinary services.
4. We strive to turn around claims as quickly and efficiently as possible and usually we are able to process your claim reimbursement within 5 business days of receiving your claim
5. With Petsecure, there is no age limit to insuring your pet, allowing even senior pets to receive coverage.
6. With Petsecure pet health insurance, you can use any licensed veterinarian in Canada and can visit and claim at multiple veterinary clinics - the choice of who should care for your important pet is completely yours.
7. Neither your deductible, nor your premiums will increase in response to how many pet insurance claims you make. Your deductible increases only as your pet ages and becomes more susceptible to illness or injury.
8. We offer an annual coverage amount towards dental care based on the plan your pet is on.
9. On our Secure For Life™ coverage, we cover up to $350 per year for alternative therapies: massage, hydrotherapy, acupuncture, chiropractic and homeopathy treatments
10. If you enroll three or more pets with Petsecure pet insurance, we will reduce your premium by 10%. You'll save 15% by enrolling six or more pets


Disadvantages

Disadvantages

1. Specific medical records are required for dogs over 8 years of age and cats over 10 years of age.

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