THE STARWOOD PREFERRED GUEST CREDIT CARD
The Starwood Preferred Guest Credit Card (Reward Credit Card)Amex Card
        
The Starwood Preferred Guest® Credit Card From American Express is a credit card that can earn you exclusive hotel rewards at any Starwood hotel or resort worldwide, along with bonus Starpoints all year long. Earn 10,000 Bonus Starpoints when you charge $1,000 to the card within the first 3 months of membership. Redeem these Starpoints for up to four free night hotel stays. Spend $40,000 in purchases each year of card membership and earn an additional free weekend night stay. Enjoy all of these top-quality perks!
Location: Canada
Advantages:
1. Earn 1 Starpoint®* for every $1 in purchases charged to the Card. 
2. Also, earn 10,000 Welcome Bonus Starpoints* after you charge $1,000 in purchases to your Card in your first three months of Cardmembership. 
 
Disadvantages:
1. $120 annual fee (annual interest rate 19.99%)
2. Interest rate will increase to the Standard Rate of 23.99% for the next 12 billing periods if in any 12 month period you have 2 separate Missed Payments.
3. Interest rate will increase to the Basic Rate of 26.99% for the next 12 billing periods if in any 12 month period you have 1 Missed Payment that remains unpaid for 2 or more consecutive billing periods or if you have 3 or more separate Missed Payments.
4. Supplementary Cards: $50 each
The minimum requirements in order to be approved for the Starwood Preferred Guest®* Credit Card from American Express are:
5. You are a Canadian resident and have a Canadian credit file
6. You are of the age of majority in your province or territory of residence
7. You have a personal annual income of $15,000 or more
8. In the past 7 years you have not filed for bankruptcy and always made your monthly payments on time
Services:
1. Enjoy a broad range of travel insurances such as $500,000 Travel Accident Insurance, and Car Rental Theft and Damage Insurance, plus more
2. Get Front Of The Line® access to tickets for some of the most popular concerts, theatre, shows and special events
3. Enjoy the flexibility to pay balances in full or over time

APR: 19.99%
Credit Limit: Ask on application
Credit Rebuild: No
Chip and Pin: No
Under 18: No
SMS Banking: No

Fees: $120 p.a.
Cash Back: N/A
Cash Advances: 21.99%
Balance Transfer: 19.99%
New Purchase: 19.99%

Rewards:
1. Redeem Starpoints for Free Nights with no blackout dates at over 1,000 of the world’s most desired hotels in nearly 100 countries
2. Use Starpoints for flights on over 350 airlines with no blackout dates with SPG Flights
3. Experience once-in-a-lifetime events with SPG Moments®*
4. Plus more extraorindary benefits
        
REVIEWS
The Starwood Preferred Guest Credit Card (Which Way To Pay - 21/2/2012)
The Starwood Preferred Guest Credit Card is ranked 4 out of 5. Based on 1 review.

4 Star Rating

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