Reward Credit Cards
In the chart below you can compare rewards credit cards. Rewards credit cards are very popular because they give the card holder a reward for usage. Of course, there are different sorts of rewards, so it is wise to choose one of the reward credit cards carefully to get a good offer. With all credit cards you will need to compare features including interest rate, credit limit and annual fees. Take your time to weigh up the reward credit cards and their offers and find the one which suits your needs the most. Different reward credit cards are available with all kinds of reward programs, so choose the card that best suits your lifestyle. Look through the reward cards below and as soon as you have found a fitting offer, click on More Info to go direct to the next easy step.
Compare Reward Credit Cards
Looking for a credit card that offers rewards just for using it? Get something extra from your credit card with a Reward Credit Card.
What is a Reward Credit Card?
A reward card is essentially a credit card. Credit cards are convenient, easy and safe to use and they have worldwide acceptance. However, there is one big difference if you are looking for credit cards with additional benefits why not consider a reward credit card?
A reward credit card gives you a line of credit and financial freedom but it also gives you a variety of extras just for using the card.
Earn rewards as you spend
There are a large variety of reward programmes on the market. For regular travellers you can earn air miles and discounts on hotel stays and travel insurance. Cards that come with some great cashback programmes are also very popular. There are also cards where you earn points which you can exchange at hundreds of places and earn discounts on things like fuel and grocery shopping.
You must be careful
With a reward credit card, the more you spend the more rewards you earn. This can encourage spending so you need to make sure that you are responsible and do not get carried away.
Remember a reward credit card is still a credit card. If you miss payments the interest charges and other fees can easily accumulate and you could end up in debt if you are not careful. You could also damage your credit rating which will be used against you in the future when applying for products. If you do have a bad credit rating it is unlikely that you will be accepted for a reward credit card but if you are looking for a credit card there are poor rating credit cards especially designed with you in mind.
Reward credit cards are most suited to those who will use the credit wisely and pay off the balance each month. This is because the interest that you will pay on your outstanding debt can outweigh the value of any reward. You don’t want to end up spending more on fees and interest charges than benefitting from the rewards. These cards can be great for people who are regular shoppers but they are not suited to people who rarely use their credit cards.
Choosing the right Reward Card
The right reward card will depend on your lifestyle and what sort of rewards you want to earn. There are an abundance of reward credit cards on the market so you need to make sure you find the card that best suits you and your needs.
Use the table above to look at the different cards available. Make sure you read the terms and conditions thoroughly before applying. Some cards come with great introductory offers. However, do not just be drawn by these. Make sure you know what happens when this periods ends and that besides the rewards offered with the card, are you still getting a good deal?
20 December 2013
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If you spend on your credit card regularly and more importantly you are able to pay off your balance in full at the end of the month, a reward credit card could be suitable for you.
19 August 2013
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CIBC is taking its time on making the decision to match offer by TD to become the new reward credit cards partner.
06 August 2013
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Hudson’s Bay is buying luxury U.S. retailer Saks Inc in a deal worth $2.9 billion.
06 May 2013
Bonus programs make reward credit cards an attractive way to pay
25 July 2012 11:00am
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New Product! A new reward card now available for you to compare why not discover the advantages of the Sony Card? With a quick application, upon approval you can start earning Rewards Points for Sony merchandise. Become a Sony Card Member and get 2,000 Sony BONUS POINTS.