Please see information on Travel Insurance below.



What is Travel Insurance?

Planning that perfect holiday or business trip can take months of saving and planning. The right travel insurance should be an important part of any trip. Travelling involves a certain level of risk and it is important to take the necessary precautions with a travel insurance policy to cover you for many of the unexpected and unfortunate events that can occur when you are away from home. Travel insurance is particularly important is you have paid a lot of money for the trip because without the insurance, you will not get any money back if your plans are disrupted.

In terms of medical expenses while you are away, if you are travelling in and around Canada, provincial health plans can vary according to the province you are in so you may wish to take out travel insurance to make sure you are protected. If you are planning to travel outside of Canada then travel insurance is essential.

What am I Covered For?

You can take out basic or more advanced policies for more peace of mind. Travel insurance can cover you for a range of unexpected instances that can affect your travelling plans, including:

  • Trip delay/cancellation
  • Lost luggage
  • Theft
  • Illness/injury
  • Tour operator/airline going bankrupt

Travel insurance needs to be chosen with care so you know exactly what is and what isn't covered so you can be sure of exactly what you are getting for your money.

Where can I get Travel Insurance?

There are many different types of travel insurance. You can get more specialist cover for skiing, policies especially catered for backpackers and cover for single or frequent travellers so you should work out exactly what you want from your insurer. Always read the terms and conditions of the policy and if you have any questions don't be afraid to ask them.

A great way of finding the right travel insurance is to compare providers online, assessing the different features and benefits of each product.


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